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Monday, December 15, 2003

(Housing) Illegal sale of tenancies

About illegal selling of tenancies in rental apartments: 임대아파트 불법 거래에 서민은 '두 번' 운다 (Ohmynews). (It’s the sŏmin who are the victims in these schemes.)

There is this huge apartment area somewhere in the Seoul metropolitan area. The rental apartments are allotted for cheap rental prices with a low deposit: for a 15 p’yŏng apartment the Housing Corporation price is 14 million won (11 000 €) deposit and a 89 000 won (71 €; really this cheap?) monthly rent and for a 19 p’yŏng apartment 20 million won (16 000 €) deposit and 150 000 won (120 €) monthly rent. Checking a web site of a realtor, the same places are being rented for a way higher prices, 250-300 000 won a month + 20 million deposit, or 400 000 won a month with a lower 1 million deposit.
19평형 A타입은 보증금 2000만 원에 월 25만∼35만 원도 있고 보증금을 1000만 원으로 낮추면서 월세는 40만 원을 받는 매물도 비일비재하다. 그러나 주택공사는 이아파트에 대해 15평형은 보증금 1400만 원에 월 8만9000원, 19평형은 보증금 2000만 원에 월15만 원 선에 공급한 상태다.
Transferring the allocation to another person is possible only with certain conditions, like the transfer of job, emigration, divorce, military service; the original occupant is able to retain the allocation right, and the new occupant pays only the designed rent. But now these allocations are being sold; realtor confirms that it’s the people who originally were allotted the rental apartments that are doing the re-renting.
그렇다면 이렇게 임대아파트의 불법 거래가 공공연하게 이뤄지는 까닭은 무엇일까? 먼저 임대아파트가 임차를 하거나 재테크 투자로 적격이기 때문이다.
현재 안산고잔지구 내 15평형 원룸 월세의 경우 대략 보증금 3000만 원에 월 20만∼25만 원 선이다. 이 일대 임차를 희망하는 수요자 입장에선 다소의 위험을 감수하더라도 주공임대아파트에 입주하는 게 보증금 측면에서 훨씬 유리하다.
반면 국민임대아파트 최초계약자 입장에선 제3자에게 임차를 하는 게 이득이다. 대다수가 영세민인 최초계약자들은 매달 납부하는 관리비와 월세가 부담스럽다. 결국 제3자에게 임차를 할 경우엔 자금 부담에서 벗어날 뿐만 아니라 웃돈의 보증금과 월세를 받는 게 낫다는 인식이다.
So it’s good for the legal occupant to illegally rent the place again for a higher price, and good for the new occupant as the deposit in the Housing Corporation apartments is markedly lower than in the private ones.

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